LANDLORD MONEY · GUIDES & TOOLS

Landlord tax changes for 2027/28

Read the published property-income changes and the model's availability.

THE DETAIL BEHIND THE NUMBERS

What this means for your calculation

HMRC has published separate property-income rates from April 2027, including a change to the rate used for residential finance-cost relief and to income ordering. These changes are recorded as source data, but a complete 2027/28 calculation is not yet enabled.

In practice

The published property rates are 22%, 42% and 47%, with finance-cost relief at the property basic rate. This is not a worked tax estimate: allowances, ordering and other income must be considered together.

Can I compare full-year results now?

No. Selecting 2027/28 clearly reports it as unsupported. The tool will not reuse 2026/27 payroll and company assumptions as though verified for the new year.

HMRC technical note: property income changes

Tax rates last verified: 28 September 2026 · Official sources

Information, not advice. Landlord Money provides estimates for general information and educational purposes only. It does not provide tax, accounting, financial, investment, mortgage or legal advice. Tax treatment depends on individual circumstances and may change. Check calculations with HMRC and consider professional advice before making financial, ownership or tax decisions.