LANDLORD MONEY · GUIDES & TOOLS
Terms of use
Understand the educational purpose and limits of these estimates.
THE DETAIL BEHIND THE NUMBERS
What this means for your calculation
Landlord Money provides estimates for general information and educational purposes only. It does not provide tax, accounting, financial, investment, mortgage or legal advice. Tax treatment depends on individual circumstances and may change. Check calculations with HMRC and consider professional advice before making financial, ownership or tax decisions.
In practice
Alternative scenarios are mathematical comparisons based on the information entered. They are not recommendations. The model excludes acquisition and disposal taxes, transfer costs, pension relief, student loans, benefit charges and complex structures. No result is a filing instruction or guarantee.
Is the service affiliated with HMRC?
No. This is an independent service. Operator identity and contact details must be completed and these terms professionally reviewed before public reliance. Nothing here excludes rights or liabilities that cannot lawfully be excluded.
Using Landlord Money
Last updated: 28 September 2026.
What this service provides
Landlord Money is a free educational calculator for exploring simplified UK residential rental scenarios. It does not provide a personal assessment of your circumstances or tax, accounting, legal, investment or mortgage advice. Using it or supporting the website does not appoint us as your adviser, accountant or agent.
Check before acting
Results depend on your inputs, the selected tax year and the published assumptions. They are estimates, not a tax return, tax bill, valuation, forecast or promise of savings. We do not check your records, determine eligibility for reliefs or confirm that a salary, dividend or ownership arrangement is lawful or suitable for you.
Do not use an estimate as your sole basis for filing a return, paying tax, declaring dividends, arranging finance or buying, selling or transferring property. Check the current rules with HMRC and obtain advice from a suitably qualified professional who can consider your full circumstances. You remain responsible for accurate records, returns, payments and statutory deadlines.
Accuracy, changes and availability
We aim to explain the model and correct reported errors, but calculations may contain mistakes and rules or their interpretation may change. A source verification date records when a source was checked; it is not a guarantee of a result. Read the methodology and sources, including unsupported situations. We may update or temporarily suspend the tool to maintain it or correct problems. We do not promise uninterrupted access or to retain your calculations.
Our responsibility and your legal rights
We are responsible for loss or damage that the law makes us responsible for. We do not exclude or limit liability for fraud or fraudulent misrepresentation, death or personal injury caused by our negligence, or any other liability that cannot legally be excluded or limited. Your applicable statutory rights, including consumer and data-protection rights, remain unaffected.
We do not accept responsibility for loss caused solely by incorrect or incomplete information you enter, or by using the tool for circumstances it expressly says it does not support. This does not exclude responsibility for our own fault. The service does not undertake your filing, payment or record-keeping obligations, and does not promise any particular commercial result or tax saving.
Links and voluntary support
External sites have their own terms and privacy practices. Links to HMRC or other sources do not imply endorsement. The “Buy me a beer” link goes to a third-party support platform. Supporting the site is optional and does not buy professional advice, priority treatment or a guarantee about calculations. Check that platform's payment terms before proceeding; your legal rights are unaffected.
Safe use and sharing
Do not enter identifying or confidential information in property references. Anyone who receives a scenario share link can read its figures. Only share information you are entitled to share. Do not attempt to interfere with the service or access another visitor's session. See our privacy notice and cookie choices.
Questions, errors and changes to these terms
Report problems using the details on our contact page, with a non-identifying example and the tax year. We cannot provide personal tax advice in response. Updates to these terms will be dated on this page; they do not retrospectively remove rights relating to earlier use. Nothing here prevents you from raising a complaint or using legal remedies available to you.
Operator details
TradingName: Landlord Money
Operator contact details have not yet been supplied. Public launch review is pending.
Tax rates last verified: 28 September 2026 · Official sources